Mortgage Blog
Working to help Canadian's save money
April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Dyllan Hutchings
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...
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5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 15, 2026 | Posted by: Dyllan Hutchings
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...
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Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 7, 2026 | Posted by: Dyllan Hutchings
If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. On the surface, some of the data sounds encouraging. More homes are being bu ...
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Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Dyllan Hutchings
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...
read moreMarch 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Dyllan Hutchings
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...
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Affordability challenges spread across Canadian cities
March 9, 2026 | Posted by: Dyllan Hutchings
A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ha ...
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Hidden Costs of Homeownership
July 2, 2025 | Posted by: Dyllan Hutchings
You've made that momentous decision to buy a home. Your credit score is good, your employment is steady, you're debt-free and you've even saved up enough money to cover a down payment as well as some ...
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Top 3 Biggest Home Seller Mistakes
June 25, 2025 | Posted by: Dyllan Hutchings
Selling a home can be a daunting process; finding a real estate professional may help ease a lot of the stress. They will not only help find a buyer and undertake the complex process of closing the de ...
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3 Tips on How to Better Your Credit Score
June 18, 2025 | Posted by: Dyllan Hutchings
Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may ...
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Home Selling Season is Around the Corner: Tips to Get Ready
June 11, 2025 | Posted by: Dyllan Hutchings
Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...
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